Protect your ride with Bikmo cycle insurance

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Exclusive 10%* discount on Bikmo’s bicycle insurance, to complement the liability cover you receive as a Cycling UK member

Potholes and opportunist thieves can’t always be avoided, but with Bikmo, you can ride worry free. Cycling UK members benefit from a 10%* discount on Bikmo’s award-winning, hassle-free insurance, starting from just £3.73* a month.

Bikmo also offers an additional 25%* lower premium for electric bikes, as well as a 50%^ saving when insuring multiple bikes.

Designed by cyclists, for cyclists

Bikmo provides flexible cover options tailored to your needs, including:

  • Theft and accidental damage options
  • Clothing and headgear cover
  • Accessories cover
  • Personal accident options
  • 365-day worldwide cover
  • Returning home cover
  • Alternative cycle hire cover
  • Family and friends using your bikes

Why cycle insurance?

It’s worth checking your home insurance policy, as it may not provide the cover you require.

Maximum value – the maximum insured bike value can be as low as £500

Away from home – there’s also often an ‘abandonment clause’ that classes bikes as ‘abandoned’ after only a few hours cycling away from home

Premiums increasing – your premium will usually increase when making a claim

Excess costs – home insurance excesses can mean it’s not worth claiming for your losses

Personal accident cover – is usually not included

With a comprehensive cycle insurance policy from Bikmo, you can rest assured they have your back.

Why Bikmo?

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Exclusive 10%* discount + other savings

Peace-of-mind protection should the worst happen. Save 50%* when insuring multiple bikes and benefit from a 25%* lower premium for electric bikes compared to regular cycles.

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Comprehensive policy benefits, designed by cyclists

Bikmo’s policies can cover theft and accidental damage of your bike(s), kit and accessories, returning home cover, emergency hire – and much more.

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Trusted by thousands of riders

Tens of thousands of riders insure with Bikmo. Plus, Bikmo holds the prestigious Feefo Platinum Service Award for great service.

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Protecting the world’s riders and the places we ride

Bikmo is a B Corp and 1% for the Planet certified, meaning by insuring with the company you’re helping to support environmentally focused projects as well as helping it continue its charitable and campaigning work.

Bikmo makes managing your policy simple, so you can concentrate on riding.

Terms & conditions

  • *Minimum premium £3.73/mo and policy wording applies
  • ^Discount applies to lowest value bike(s)
  • To access your discount, you may need to provide your valid membership number when getting your quote
  • This promotion is provided by Bikmo Ltd which is authorised and regulated by the Financial Conduct Authority ref. 745230
  • Public Liability is excluded from a Bikmo policy, but included in your Cycling UK membership